{"id":1258,"date":"2026-03-21T03:09:16","date_gmt":"2026-03-21T03:09:16","guid":{"rendered":"https:\/\/raquelgroup.com\/celer_financing\/?page_id=1258"},"modified":"2026-03-23T06:45:33","modified_gmt":"2026-03-23T06:45:33","slug":"loan-calculator-tool","status":"publish","type":"page","link":"https:\/\/raquelgroup.com\/celer_financing\/loan-calculator-tool\/","title":{"rendered":"Loan Calculator Tool"},"content":{"rendered":"<p>Use the loan repayment calculator to get an estimate of your monthly installments, total interest cost, and total loan cost. To calculate, simply input the loan amount, loan term, and the annual interest information available to you.<\/p>\n<p><b><i>Important:<\/i><\/b><\/p>\n<p><b><i><\/i><\/b><b><i>Monthly loan repayments are calculated at a monthly add-on rate of 1.25% (15% APR). The accuracy and applicability of this calculator are not guaranteed and actual values may vary based on prevailing rates when you apply. Exact payment terms should be agreed upon with a lender before taking out a loan.<\/i><\/b><\/p>\n<p>\u00a0<?php\n\/*\nPlugin Name: Custom Loan Calculator\nDescription: Adds a shortcode [loan_calculator] to display a loan calculator.\n*\/\nfunction loan_calculator_shortcode() {\n    ob_start();\n    ?><\/p>\n<style>\n        .loan-container {\n            display: flex;\n            gap: 40px;\n            font-family: Arial, sans-serif;\n            color: #2c2c6c;\n        }\n        .loan-form {\n            width: 50%;\n        }\n        .input:focus{\n             border:2px solid #348f1b;\n             outline: none;\n        }\n        .input:required:invalid{\n             border: 2px solid red;\n        }\n        .loan-form input:focus:invalid {\n             border: 2px solid red;\n        }\n        .loan-form input {\n            width: 100%;\n            padding: 12px;\n            margin-bottom: 20px;\n            border: 1px solid #ccc;\n            font-size: 16px;\n        }\n        .loan-form label {\n            font-weight: bold;\n        }\n        .loan-result {\n            width: 50%;\n            background: #f5f5f5;\n            box-shadow: 0 4px 8px 0 rgba(0, 0, 0, 0.3), 0 6px 20px 0 rgba(0, 0, 0, 0.19);\n            padding: 40px;\n            border-radius: 5px;\n            text-align: center;\n        }\n        .loan-result h2 {\n            font-size: 18px;\n        }\n        .loan-result .main {\n            font-size: 40px;\n            font-weight: bold;\n            color: #2c2c6c;\n        }\n        .loan-result .sub {\n            margin-top: 20px;\n            font-size: 20px;\n            font-weight: bold;\n        }\n        .loan-result .sub2{\n            margin-top: 20px;\n            font-size: 20px;\n        }\n        .header{\n          font-size: 1.5em;\n        }\n        .req{\n          color: #FF0000;          \n        }\n    <\/style>\n<\/p>\n<p>Fields marked with an * are required<\/p>\n<p>            <label>Loan Amount (PHP)* <\/label><br \/>\n            <input type=\"number\" id=\"amount\" value=\"1000000\" required><br \/>\n            <label>Monthly Interest Rate (%)*<\/label><br \/>\n            <input type=\"number\" id=\"rate\" value=\"3\" required><br \/>\n            <label>Loan Term (Months)*<\/label><br \/>\n            <input type=\"number\" id=\"months\" value=\"12\" required><\/p>\n<h2>Your monthly payment will be<\/h2>\n<p>            0<br \/>\n            Total interest paid<br \/>0<br \/>\n            Total loan repayment<br \/>0<br \/>\n    <?php\n    return ob_get_clean();\n}\nadd_shortcode('loan_calculator', 'loan_calculator_shortcode');\n\n<p><strong>Calculator Assumptions<\/strong><\/p>\n<p>Loan repayments calculators help borrowers make an informed decision to determine the payment option suitable to their financial needs.<\/p>\n<p>Our loan calculator is designed to show you how much your loan is going to cost upon loan maturity. It shows the monthly payments based on the loan term and the annual percentage rate (APR) you choose. On top of monthly loan repayments, the calculator comes up with the total interest cost and the actual cost of the loan.<\/p>\n<p>We compare loans that can be paid back over terms between 6,12,18,24, and 36 months. The APR interest rate depends on your personal circumstances and will be between 1.25% and 1.60%<\/p>\n<p>\u00a0<\/p>\n<p><strong>Principal<\/strong><\/p>\n<p>It is the total loan amount borrow on any type of loan or the amount you want to take home to us for a specific purpose. You make monthly payments based on a basis fixed rate to gradually reduce your principal.<\/p>\n<p>\u00a0<\/p>\n<p><strong>Interest Rate<\/strong><\/p>\n<p>It is a rate changed on the principal amount owned. In the Philippines, it is calculated on a yearly figure regardless if the term or repayment schedule is yearly or not. For example, most banks and financing companies advertised with APR (Annual Percentage Rate) of 13%-20% even if the loan tenor or term does not reach a year such as with short-term loans, thus is computed as APR\/ 12 months equals the monthly interest or also called as the monthly add-on rate&#8221;.<\/p>\n<p>\u00a0<\/p>\n<p><strong>Loan Term<\/strong><\/p>\n<p>This is the length of time agreed for you to repay your loan. Common loan repayment schedule is 3,6,23,18,24, and 36 months for a personal loan and extends to 5 years for a car loan and up to 20 years for a home loan. You can apply for a loan at Global Dominion Financing, Inc., for a minimum amount of 10,000 up to a maximum amount of 2,000,000 with loan terms applicable to your current situation.<\/p>\n","protected":false},"excerpt":{"rendered":"<p>Use the loan repayment calculator to get an estimate of your monthly installments, total interest cost, and total loan cost. To calculate, simply input the loan amount, loan term, and the annual interest information available to you. Important: Monthly loan repayments are calculated at a monthly add-on rate of 1.25% (15% APR). The accuracy and [&hellip;]<\/p>\n","protected":false},"author":1,"featured_media":0,"parent":0,"menu_order":0,"comment_status":"closed","ping_status":"closed","template":"","meta":{"_uag_custom_page_level_css":"","site-sidebar-layout":"default","site-content-layout":"","ast-site-content-layout":"default","site-content-style":"default","site-sidebar-style":"default","ast-global-header-display":"","ast-banner-title-visibility":"","ast-main-header-display":"","ast-hfb-above-header-display":"","ast-hfb-below-header-display":"","ast-hfb-mobile-header-display":"","site-post-title":"","ast-breadcrumbs-content":"","ast-featured-img":"","footer-sml-layout":"","ast-disable-related-posts":"","theme-transparent-header-meta":"","adv-header-id-meta":"","stick-header-meta":"","header-above-stick-meta":"","header-main-stick-meta":"","header-below-stick-meta":"","astra-migrate-meta-layouts":"default","ast-page-background-enabled":"default","ast-page-background-meta":{"desktop":{"background-color":"","background-image":"","background-repeat":"repeat","background-position":"center center","background-size":"auto","background-attachment":"scroll","background-type":"","background-media":"","overlay-type":"","overlay-color":"","overlay-opacity":"","overlay-gradient":""},"tablet":{"background-color":"","background-image":"","background-repeat":"repeat","background-position":"center center","background-size":"auto","background-attachment":"scroll","background-type":"","background-media":"","overlay-type":"","overlay-color":"","overlay-opacity":"","overlay-gradient":""},"mobile":{"background-color":"","background-image":"","background-repeat":"repeat","background-position":"center center","background-size":"auto","background-attachment":"scroll","background-type":"","background-media":"","overlay-type":"","overlay-color":"","overlay-opacity":"","overlay-gradient":""}},"ast-content-background-meta":{"desktop":{"background-color":"var(--ast-global-color-5)","background-image":"","background-repeat":"repeat","background-position":"center center","background-size":"auto","background-attachment":"scroll","background-type":"","background-media":"","overlay-type":"","overlay-color":"","overlay-opacity":"","overlay-gradient":""},"tablet":{"background-color":"var(--ast-global-color-5)","background-image":"","background-repeat":"repeat","background-position":"center center","background-size":"auto","background-attachment":"scroll","background-type":"","background-media":"","overlay-type":"","overlay-color":"","overlay-opacity":"","overlay-gradient":""},"mobile":{"background-color":"var(--ast-global-color-5)","background-image":"","background-repeat":"repeat","background-position":"center center","background-size":"auto","background-attachment":"scroll","background-type":"","background-media":"","overlay-type":"","overlay-color":"","overlay-opacity":"","overlay-gradient":""}},"footnotes":""},"class_list":["post-1258","page","type-page","status-publish","hentry"],"uagb_featured_image_src":{"full":false,"thumbnail":false,"medium":false,"medium_large":false,"large":false,"1536x1536":false,"2048x2048":false},"uagb_author_info":{"display_name":"celer","author_link":"https:\/\/raquelgroup.com\/celer_financing\/author\/celer\/"},"uagb_comment_info":0,"uagb_excerpt":"Use the loan repayment calculator to get an estimate of your monthly installments, total interest cost, and total loan cost. To calculate, simply input the loan amount, loan term, and the annual interest information available to you. Important: Monthly loan repayments are calculated at a monthly add-on rate of 1.25% (15% APR). The accuracy and&hellip;","_links":{"self":[{"href":"https:\/\/raquelgroup.com\/celer_financing\/wp-json\/wp\/v2\/pages\/1258","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/raquelgroup.com\/celer_financing\/wp-json\/wp\/v2\/pages"}],"about":[{"href":"https:\/\/raquelgroup.com\/celer_financing\/wp-json\/wp\/v2\/types\/page"}],"author":[{"embeddable":true,"href":"https:\/\/raquelgroup.com\/celer_financing\/wp-json\/wp\/v2\/users\/1"}],"replies":[{"embeddable":true,"href":"https:\/\/raquelgroup.com\/celer_financing\/wp-json\/wp\/v2\/comments?post=1258"}],"version-history":[{"count":15,"href":"https:\/\/raquelgroup.com\/celer_financing\/wp-json\/wp\/v2\/pages\/1258\/revisions"}],"predecessor-version":[{"id":1359,"href":"https:\/\/raquelgroup.com\/celer_financing\/wp-json\/wp\/v2\/pages\/1258\/revisions\/1359"}],"wp:attachment":[{"href":"https:\/\/raquelgroup.com\/celer_financing\/wp-json\/wp\/v2\/media?parent=1258"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}