{"id":1258,"date":"2026-03-21T03:09:16","date_gmt":"2026-03-21T03:09:16","guid":{"rendered":"https:\/\/raquelgroup.com\/celer_financing\/?page_id=1258"},"modified":"2026-03-23T06:45:33","modified_gmt":"2026-03-23T06:45:33","slug":"loan-calculator-tool","status":"publish","type":"page","link":"https:\/\/raquelgroup.com\/celer_financing\/loan-calculator-tool\/","title":{"rendered":"Loan Calculator Tool"},"content":{"rendered":"\t\t<div data-elementor-type=\"wp-page\" data-elementor-id=\"1258\" class=\"elementor elementor-1258\">\n\t\t\t\t\t\t<section class=\"elementor-section elementor-top-section elementor-element elementor-element-fa1c40c elementor-section-boxed elementor-section-height-default elementor-section-height-default wpr-particle-no wpr-jarallax-no wpr-parallax-no wpr-sticky-section-no wpr-equal-height-no\" data-id=\"fa1c40c\" data-element_type=\"section\" data-e-type=\"section\">\n\t\t\t\t\t\t<div class=\"elementor-container elementor-column-gap-default\">\n\t\t\t\t\t<div class=\"elementor-column elementor-col-100 elementor-top-column elementor-element elementor-element-a31e035\" data-id=\"a31e035\" data-element_type=\"column\" data-e-type=\"column\">\n\t\t\t<div class=\"elementor-widget-wrap elementor-element-populated\">\n\t\t\t\t\t\t<div class=\"elementor-element elementor-element-48a07d3 elementor-widget__width-initial elementor-widget elementor-widget-text-editor\" data-id=\"48a07d3\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t<p>Use the loan repayment calculator to get an estimate of your monthly installments, total interest cost, and total loan cost. To calculate, simply input the loan amount, loan term, and the annual interest information available to you.<\/p><p><b><i>Important:<\/i><\/b><\/p><p><b><i><\/i><\/b><b><i>Monthly loan repayments are calculated at a monthly add-on rate of 1.25% (15% APR). The accuracy and applicability of this calculator are not guaranteed and actual values may vary based on prevailing rates when you apply. Exact payment terms should be agreed upon with a lender before taking out a loan.<\/i><\/b><\/p><div>\u00a0<\/div>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/section>\n\t\t\t\t<section class=\"elementor-section elementor-top-section elementor-element elementor-element-d6dde43 elementor-section-boxed elementor-section-height-default elementor-section-height-default wpr-particle-no wpr-jarallax-no wpr-parallax-no wpr-sticky-section-no wpr-equal-height-no\" data-id=\"d6dde43\" data-element_type=\"section\" data-e-type=\"section\">\n\t\t\t\t\t\t<div class=\"elementor-container elementor-column-gap-default\">\n\t\t\t\t\t<div class=\"elementor-column elementor-col-100 elementor-top-column elementor-element elementor-element-7ddc82a\" data-id=\"7ddc82a\" data-element_type=\"column\" data-e-type=\"column\">\n\t\t\t<div class=\"elementor-widget-wrap elementor-element-populated\">\n\t\t\t\t\t\t<div class=\"elementor-element elementor-element-7b1395e elementor-widget elementor-widget-shortcode\" data-id=\"7b1395e\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"shortcode.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t<div class=\"elementor-shortcode\"><?php\n\/*\nPlugin Name: Custom Loan Calculator\nDescription: Adds a shortcode [loan_calculator] to display a loan calculator.\n*\/\n\nfunction loan_calculator_shortcode() {\n    ob_start();\n    ?>\n\n    <style>\n        .loan-container {\n            display: flex;\n            gap: 40px;\n            font-family: Arial, sans-serif;\n            color: #2c2c6c;\n        }\n\n        .loan-form {\n            width: 50%;\n        }\n\n        .input:focus{\n             border:2px solid #348f1b;\n             outline: none;\n        }\n\n        .input:required:invalid{\n             border: 2px solid red;\n        }\n\n        .loan-form input:focus:invalid {\n             border: 2px solid red;\n        }\n\n        .loan-form input {\n            width: 100%;\n            padding: 12px;\n            margin-bottom: 20px;\n            border: 1px solid #ccc;\n            font-size: 16px;\n        }\n\n        .loan-form label {\n            font-weight: bold;\n        }\n\n        .loan-result {\n            width: 50%;\n            background: #f5f5f5;\n            box-shadow: 0 4px 8px 0 rgba(0, 0, 0, 0.3), 0 6px 20px 0 rgba(0, 0, 0, 0.19);\n            padding: 40px;\n            border-radius: 5px;\n            text-align: center;\n        }\n\n        .loan-result h2 {\n            font-size: 18px;\n        }\n\n        .loan-result .main {\n            font-size: 40px;\n            font-weight: bold;\n            color: #2c2c6c;\n        }\n\n        .loan-result .sub {\n            margin-top: 20px;\n            font-size: 20px;\n            font-weight: bold;\n        }\n\n        .loan-result .sub2{\n            margin-top: 20px;\n            font-size: 20px;\n        }\n\n        .header{\n          font-size: 1.5em;\n        }\n\n        .req{\n          color: #FF0000;          \n        }\n    <\/style>\n\n    <div class=\"loan-container\">\n        <div class=\"loan-form\">\n            <p class=\"header\"><\/p>\n            <p>Fields marked with an <span class=\"req\">*<\/span> are required<\/p>\n            <label>Loan Amount (PHP)<span class=\"req\">*<\/span> <\/label>\n            <input class=\"input\" type=\"number\" id=\"amount\" value=\"1000000\" required>\n\n            <label>Monthly Interest Rate (%)<span class=\"req\">*<\/span><\/label>\n            <input class=\"input\" type=\"number\" id=\"rate\" value=\"3\" required>\n\n            <label>Loan Term (Months)<span class=\"req\">*<\/span><\/label>\n            <input class=\"input\" type=\"number\" id=\"months\" value=\"12\" required>\n        <\/div>\n\n        <div class=\"loan-result\">\n            <h2>Your monthly payment will be<\/h2>\n            <div class=\"main\" id=\"monthly\">0<\/div>\n\n            <div class=\"sub2\">Total interest paid<br><span id=\"interest\" class=\"sub\">0<\/span><\/div>\n\n            <div class=\"sub2\">Total loan repayment<br><span id=\"total\" class=\"sub\">0<\/span><\/div>\n        <\/div>\n    <\/div>\n\n    <script>\n        function formatMoney(value) {\n            return value.toLocaleString(undefined, {\n                minimumFractionDigits: 2,\n                maximumFractionDigits: 2\n            });\n        }\n\n        function calculateLoan() {\n            let amount = parseFloat(document.getElementById('amount').value) || 0;\n            let rate = parseFloat(document.getElementById('rate').value) \/ 100 || 0;\n            let months = parseFloat(document.getElementById('months').value) || 0;\n\n            if (months === 0) return;\n\n            let totalInterest = amount * rate * months;\n            let total = amount + totalInterest;\n            let monthly = total \/ months;\n\n            document.getElementById('monthly').innerText = \"\u20b1\" + formatMoney(monthly);\n            document.getElementById('interest').innerText = \"\u20b1\" + formatMoney(totalInterest);\n            document.getElementById('total').innerText = \"\u20b1\" + formatMoney(total);\n        }\n\n        document.getElementById('amount').addEventListener('input', calculateLoan);\n        document.getElementById('rate').addEventListener('input', calculateLoan);\n        document.getElementById('months').addEventListener('input', calculateLoan);\n\n        calculateLoan();\n    <\/script>\n\n    <?php\n    return ob_get_clean();\n}\n\nadd_shortcode('loan_calculator', 'loan_calculator_shortcode');<\/div>\n\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/section>\n\t\t\t\t<section class=\"elementor-section elementor-top-section elementor-element elementor-element-4b50396 elementor-section-boxed elementor-section-height-default elementor-section-height-default wpr-particle-no wpr-jarallax-no wpr-parallax-no wpr-sticky-section-no wpr-equal-height-no\" data-id=\"4b50396\" data-element_type=\"section\" data-e-type=\"section\">\n\t\t\t\t\t\t<div class=\"elementor-container elementor-column-gap-default\">\n\t\t\t\t\t<div class=\"elementor-column elementor-col-100 elementor-top-column elementor-element elementor-element-8fb65ce\" data-id=\"8fb65ce\" data-element_type=\"column\" data-e-type=\"column\">\n\t\t\t<div class=\"elementor-widget-wrap elementor-element-populated\">\n\t\t\t\t\t\t<div class=\"elementor-element elementor-element-767ec1b elementor-widget elementor-widget-text-editor\" data-id=\"767ec1b\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t<p><strong>Calculator Assumptions<\/strong><\/p>\n<p>Loan repayments calculators help borrowers make an informed decision to determine the payment option suitable to their financial needs.<\/p>\n<p>Our loan calculator is designed to show you how much your loan is going to cost upon loan maturity. It shows the monthly payments based on the loan term and the annual percentage rate (APR) you choose. On top of monthly loan repayments, the calculator comes up with the total interest cost and the actual cost of the loan.<\/p>\n<p>We compare loans that can be paid back over terms between 6,12,18,24, and 36 months. The APR interest rate depends on your personal circumstances and will be between 1.25% and 1.60%<\/p>\n<p>\u00a0<\/p>\n<p><strong>Principal<\/strong><\/p>\n<p>It is the total loan amount borrow on any type of loan or the amount you want to take home to us for a specific purpose. You make monthly payments based on a basis fixed rate to gradually reduce your principal.<\/p>\n<p>\u00a0<\/p>\n<p><strong>Interest Rate<\/strong><\/p>\n<p>It is a rate changed on the principal amount owned. In the Philippines, it is calculated on a yearly figure regardless if the term or repayment schedule is yearly or not. For example, most banks and financing companies advertised with APR (Annual Percentage Rate) of 13%-20% even if the loan tenor or term does not reach a year such as with short-term loans, thus is computed as APR\/ 12 months equals the monthly interest or also called as the monthly add-on rate&#8221;.<\/p>\n<p>\u00a0<\/p>\n<p><strong>Loan Term<\/strong><\/p>\n<p>This is the length of time agreed for you to repay your loan. Common loan repayment schedule is 3,6,23,18,24, and 36 months for a personal loan and extends to 5 years for a car loan and up to 20 years for a home loan. You can apply for a loan at Global Dominion Financing, Inc., for a minimum amount of 10,000 up to a maximum amount of 2,000,000 with loan terms applicable to your current situation.<\/p>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/section>\n\t\t\t\t<\/div>\n\t\t","protected":false},"excerpt":{"rendered":"<p>Use the loan repayment calculator to get an estimate of your monthly installments, total interest cost, and total loan cost. To calculate, simply input the loan amount, loan term, and the annual interest information available to you. Important: Monthly loan repayments are calculated at a monthly add-on rate of 1.25% (15% APR). The accuracy and applicability of this calculator are not guaranteed and actual values may vary based on prevailing rates when you apply. Exact payment terms should be agreed upon with a lender before taking out a loan. \u00a0 Fields marked with an * are required Loan Amount (PHP)* Monthly Interest Rate (%)* Loan Term (Months)* Your monthly payment will be 0 Total interest paid0 Total loan repayment0<\/p>\n","protected":false},"author":1,"featured_media":0,"parent":0,"menu_order":0,"comment_status":"closed","ping_status":"closed","template":"","meta":{"_uag_custom_page_level_css":"","site-sidebar-layout":"default","site-content-layout":"","ast-site-content-layout":"default","site-content-style":"default","site-sidebar-style":"default","ast-global-header-display":"","ast-banner-title-visibility":"","ast-main-header-display":"","ast-hfb-above-header-display":"","ast-hfb-below-header-display":"","ast-hfb-mobile-header-display":"","site-post-title":"","ast-breadcrumbs-content":"","ast-featured-img":"","footer-sml-layout":"","ast-disable-related-posts":"","theme-transparent-header-meta":"","adv-header-id-meta":"","stick-header-meta":"","header-above-stick-meta":"","header-main-stick-meta":"","header-below-stick-meta":"","astra-migrate-meta-layouts":"default","ast-page-background-enabled":"default","ast-page-background-meta":{"desktop":{"background-color":"","background-image":"","background-repeat":"repeat","background-position":"center center","background-size":"auto","background-attachment":"scroll","background-type":"","background-media":"","overlay-type":"","overlay-color":"","overlay-opacity":"","overlay-gradient":""},"tablet":{"background-color":"","background-image":"","background-repeat":"repeat","background-position":"center center","background-size":"auto","background-attachment":"scroll","background-type":"","background-media":"","overlay-type":"","overlay-color":"","overlay-opacity":"","overlay-gradient":""},"mobile":{"background-color":"","background-image":"","background-repeat":"repeat","background-position":"center center","background-size":"auto","background-attachment":"scroll","background-type":"","background-media":"","overlay-type":"","overlay-color":"","overlay-opacity":"","overlay-gradient":""}},"ast-content-background-meta":{"desktop":{"background-color":"var(--ast-global-color-5)","background-image":"","background-repeat":"repeat","background-position":"center center","background-size":"auto","background-attachment":"scroll","background-type":"","background-media":"","overlay-type":"","overlay-color":"","overlay-opacity":"","overlay-gradient":""},"tablet":{"background-color":"var(--ast-global-color-5)","background-image":"","background-repeat":"repeat","background-position":"center center","background-size":"auto","background-attachment":"scroll","background-type":"","background-media":"","overlay-type":"","overlay-color":"","overlay-opacity":"","overlay-gradient":""},"mobile":{"background-color":"var(--ast-global-color-5)","background-image":"","background-repeat":"repeat","background-position":"center center","background-size":"auto","background-attachment":"scroll","background-type":"","background-media":"","overlay-type":"","overlay-color":"","overlay-opacity":"","overlay-gradient":""}},"footnotes":""},"class_list":["post-1258","page","type-page","status-publish","hentry"],"uagb_featured_image_src":{"full":false,"thumbnail":false,"medium":false,"medium_large":false,"large":false,"1536x1536":false,"2048x2048":false},"uagb_author_info":{"display_name":"celer","author_link":"https:\/\/raquelgroup.com\/celer_financing\/author\/celer\/"},"uagb_comment_info":0,"uagb_excerpt":"Use the loan repayment calculator to get an estimate of your monthly installments, total interest cost, and total loan cost. To calculate, simply input the loan amount, loan term, and the annual interest information available to you. Important: Monthly loan repayments are calculated at a monthly add-on rate of 1.25% (15% APR). The accuracy and&hellip;","_links":{"self":[{"href":"https:\/\/raquelgroup.com\/celer_financing\/wp-json\/wp\/v2\/pages\/1258","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/raquelgroup.com\/celer_financing\/wp-json\/wp\/v2\/pages"}],"about":[{"href":"https:\/\/raquelgroup.com\/celer_financing\/wp-json\/wp\/v2\/types\/page"}],"author":[{"embeddable":true,"href":"https:\/\/raquelgroup.com\/celer_financing\/wp-json\/wp\/v2\/users\/1"}],"replies":[{"embeddable":true,"href":"https:\/\/raquelgroup.com\/celer_financing\/wp-json\/wp\/v2\/comments?post=1258"}],"version-history":[{"count":15,"href":"https:\/\/raquelgroup.com\/celer_financing\/wp-json\/wp\/v2\/pages\/1258\/revisions"}],"predecessor-version":[{"id":1359,"href":"https:\/\/raquelgroup.com\/celer_financing\/wp-json\/wp\/v2\/pages\/1258\/revisions\/1359"}],"wp:attachment":[{"href":"https:\/\/raquelgroup.com\/celer_financing\/wp-json\/wp\/v2\/media?parent=1258"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}