What we do

Real Estate Mortgage Loan "Sangla Titulo"

Loan Details

• Loanable: ₱50,000 – ₱1,000,000
• Rates: 3% monthly + 2% penalty
• Term: 1–10 years
• Collateral: TCT, Tax Declaration

Requirements

• Two (2) Valid IDs
• Proof of Billing
• Proof of Income (Employed, Self-Employed, Remittance, Pensioner, OFW/Seaman)

Business Loan With Collateral

Loan Details

• Loanable: up to ₱10,000,000
• Rates: 3% monthly + 2% penalty
• Term: 1–10 years
• Collateral: Property or Asset

Requirements

• Two (2) Valid IDs
• Proof of Billing
• Business Registration / Mayor's Permit
• Proof of Income

Motorcycle Mortgage Loan "Sangla ORCR"

Loan Details

• Loanable Principal: ₱10,000 – ₱100,000
• Rates: 3% monthly + 2% penalty
• Term: 6–12 months
• Collateral: Motorcycle OR/CR

Requirements

• Two (2) Valid IDs
• Proof of Billing
• Proof of Income
  • Employed: Certificate of Employment and Payslip indicated your salary.
  • Self-Employed: Mayors Business Permit or Brgy. Business Permit or Picture of Business with Declaration of Income
  • Recipient of Remittance: 3 months latest remittance slip or SOA/bank statement.
  • Pensioner: Statement of Account/Bank statement
  • OFW/Seaman: Return Plane Ticket or Latest Contract

Tricycle Mortgage Loan "Sangla ORCR"

Loan Details

• Loanable Principal: ₱10,000 – ₱50,000
• Rates: 3% monthly + 2% penalty
• Term: 6–12 months
• Collateral: Tricycle OR/CR

Requirements

• Two (2) Valid IDs
• Proof of Billing
• Collateral Document (OR/CR)
• Proof of Income
  • Employed: Certificate of Employment and Payslip indicated your salary.
  • Self-Employed: Mayors Business Permit or Brgy. Business Permit or Picture of Business with Declaration of Income
  • Recipient of Remittance: 3 months latest remittance slip or SOA/bank statement.
  • Pensioner: Statement of Account/Bank statement
  • OFW/Seaman: Return Plane Ticket or Latest Contract

Car Financing Loan

Loan Details

• Purchase of used cars (max 5 years old)
• Loanable: Car Appraised Value
• Rates:
  • 1 year. -1.75% /mo.
  • 2 years – 2% /mo.
  • 3 years – 2.25% / mo.
• Term Period :Three (3) months to Thirty-six (36) months
• Down Payment: Difference between Selling Price & Appraised Value
• Mode Payment: Post–dated checks
• Collateral:
  • Original Certificate of Registration of Vehicle to be refinanced
  • Updated Registration
  • Comprehensive Insurance

Initial Requirements

• Two (2) Valid IDs
• Accomplished Loan Application Form
• TIN Number
• Proof of Income
  • Employed – Certificate of Employment and Payslip indicated your salary (latest 2 months)
  • Self-Employed – Mayor's Business Permit or Brgy. Business Permit or Picture of Business with Declaration of Income
  • OFW/SeamanReturn Plane Ticket or Latest Contract

Car Mortgage Loan "Sangla ORCR"

Loan Details

• Loanable: ₱50,000 – ₱1,000,000
• Rates: 3% monthly + 2% penalty
• Term: 1–10 years
• Collateral: TCT, Tax Declaration, Car OR/CR

Requirements

• Two (2) Valid IDs
• Proof of Billing
• Proof of Income:
  • Employed: Certificate of Employment and Payslip indicated your salary
  • Self-employed: Mayors Business Permit or Brgy. Business Permit or Picture of Business with Declaration of Income
  • For Recipient of Remittance – 3 months latest remittance slip or SOA/bank statement
  • Pensioner -Statement of Account/Bank statement
  • OFW/seaman: Return Plane Ticket or Latest Contract
• Collateral Document

Vehicle Financing Loan

Loan Details

• Purchase of used cars of acceptable renowned brand and maximum of five (5) years old.
• Loanable Principal: Car Appraised Value of Celer Financing
• Rates:
  • 1 year. -1.75% /mo.
  • 2 years – 2% /mo.
  • 3 years – 2.25% / mo.
• Term Period: Three (3) months to Thirty-six (36) months
• Down Payment: Difference of the Selling Price of the unit and Appraised value.
• Mode Payment: Post–dated checks
• Collateral:
  • Original Certificate of Registration of Vehicle to be refinanced
  • Updated Registration
  • Comprehensive Insurance

Initial Requirements

• Two (2) Valid IDs.
• Accomplished Loan Application Form
• Tin Number
• Proof of Billing – utility bills
• Proof of Income:
  • Employed: Certificate of Employment and Payslip indicated your salary (latest 2 months).
  • Self-employed: Mayors Business Permit or Brgy. Business Permit or Picture of Business with Declaration of Income
  • OFW/seaman: Return Plane Ticket or Latest Contract

OFW Financing Loan

Requirements / Qualifications for OFW:

• Latest Contract / Certificate of Employment with Compensation with POEA validation
• Copy of Passport
• Working Visa / Resident Visa
• Flight Tickets
• Overseas Employment Certificate (OEC)
• Two (2) valid Identification Cards
• Updated Proof of Billing
• Accomplished Borrower’s Loan Application Form
• Barangay Clearance

Interest : as low as 1.5%

Seaman Financing Loan

Requirements / Qualifications for Seaman :

• Latest Contract / Certificate of Employment with Compensation with POEA validation
• Copy of Seaman’s Book
• Seafarer’s Registration Certificate / E-Registration
• Overseas Employment Certificate (OEC)
• Two (2) valid Identification Cards
• Updated Proof of Billing
• Accomplished Borrower’s Loan Application Form
• Barangay Clearance

Interest : as low as 1.5%

Requirements / Qualifications for SMEs :

Loan Details

• Mayors Business Permit
• Barangay Business Clearance
• Proof of Business – Store Photo / Proof of Sales Transactions & Inventories
• Two (2) valid Identification Cards
• Updated Proof of Billing
• Accomplished Borrower’s Loan Application Form
• Barangay Clearance

Interest : as low as 1.5%

Solar Power Loan

BORROWER'S REQUIREMENTS

• Two (2) Valid IDs
• Updated Solar Power Package Quotation from Accredited Solar Power Provider/Installer
• Accomplished Loan Application Form
• Proof of Billing
• Borrower must pay 30% of the Solar Power Package as down payment
• Loanable amount is 70% of the total package/quotation
• Payment shall be via post-dated checks
• Solar Power provider/installer must be our accredited partner- Mount Solar Power

Proof of Income

• Employed:Certificate of Employment and Payslip (3 months) indicated your salary.
• Self-Employed:Mayor's Business Permit or Brgy. Business Permit or Picture of Business with Declaration of Income
• Recipient of Remittance: 3 months latest remittance slip or SOA/bank statement.
• OFW/Seaman: Return Plane Ticket or Latest Contract

Monthly interest rate shall be the following:

• 1.5% for 3 to 12 months term
• 1.75% monthly interest for 18 to 24 months term
• 2% monthly interest for 25 to 36 months term

Professional Loan With Collateral

Loan Details

• Loanable Principal: Up to Two Million Pesos (P2,000,000.00)
• Rates: 1.3% monthly interest
• Term Period: 6–10 years depends on collateral
• Mode of Payment: Cash or check payment
• Collateral:
  • Original Receipt/Certificate of Registration (OR/CR)
  • Land of House & Lot Property Title (TCT)

Who can loan?

• Medical Doctor in All Specialization
• Engineers in all Specialization
• Architects
• Interior Designer
• Dentist
• Pharmacists
• Professionals with Managerial or Supervisory position in private and government offices

Initial Requirements

• Two (2) Valid IDs
• Accomplished Loan Application Form
• Tin Number
• Proof of Billing
• Proof of Income:
  • Employed: Certificate of Employment and Payslip indicated your salary.
  • Self-Employed: Mayor's Business Permit or Brgy. Business Permit or Picture of Business with Declaration of Income

Real Estate Financing Loan

• Offers Loan to the following
  • Construction of house on a lot already owned by the borrower.
  • Major repair, improvement or expansion of an existing house.
• Loanable Principal: P100,000 TO P10,000,000
• Rates :
  • 1-3 years term - 10% per annum
  • 4-6 years - 11% per annum
  • 7-10 years - 12% per annum
• Model of Payment: Issuance of Post-Dated Checks
• Contractor's Requirements:
  • Bill of Materials and Estimates of Construction Cost and Labor Cost
  • Floor and Building Plan
  • Building Specifications
• Collateral:
  • Original copy of TCT of the Property
  • Certified True Copy of Title & Tax mapping (at least 1 week old from the date of application, it is required before appraisal of the property)
  • Updated Tax Declaration Vicinity Map & Lot Plan
  • Tax Clearance

Borrower's Requirements

• Two (2) Valid IDs
• Accomplished Loan Application Form
• Proof of Billing – utility bills
• Proof of Income:
  • Employed: Certificate of Employment and Payslip indicated your salary.
  • Self-Employed: Mayors Business Permit or Brgy.Business Permit or Picture of Business with Declaration of Income For Recipient of Remittance – 3 months latest remittance slip or SOA/bank statement
  • OFW/SeamanReturn Plane Ticket or Latest Contract

Condominium Mortgage Loan

• ORIGINAL Condominium Certificate of Title (CCT)
• Certificate of Management
• Master Deed of Declaration & Restrictions
• Notice to/ Approval of Condo. to Mortgage
• Certificate of updated fees and dues.(Condo Owners' Association)
• Tax Declaration
• Real Estate Tax Receipt (RETR)
• Tax Clearance
• 2 valid ids of borrower/s
• Accomplished loan application form
• Proof of income
• Proof of billing
• Checking account